Be careful, choosing the best bank account. If you want to survive the current economy you need to stay up-to-date, especially with the banks news. While Bank of America announced ...
Specialists can find many criteria that differ onshore and offshore banking. Even if they all have their own characteristics and benefits, one of them will be better than the other. ...
Bank factoring usually means the process in which a bank purchases the receivables account of a company rather than lending against them. A lot of major banks and an increasing ...
In a world that has become so dependent on the Internet, more and more transactions are conducted from laptops and salons worldwide. And now you have a great opportunity to ...
About 6 months ago, I decided to drop my current VOIP provider and switch to magicJack’s Phone Service. For those of you that haven’t seen the commercials, magicJack is a telephone service that works through your computer over your high speed internet. All calls, local and long distance, are included in the annual price of $19.99. So you won’t ever pay any more than that no matter how much you call.
magicJack uses a device that plugs into your USB port on your computer. You t Read more…
Consumer and finance experts stress the importance of taking free credit repair as well as credit counseling programs in maintaining good credit standing. Many of these experts even come up with tips, suggestions and helpful pointers that consumers can employ to have almost perfect credit ratings.
But, many consumers today still find it difficult to understand how a three digit score can be associated to credit risks, much more so to financial prospects.
The process of freezing is often done when we want to “preserve” something or keep something intact. On the other hand, the term “freeze” is often used when we want to put something in an inactive or frozen state. For example, many people who want to control their spending actually put their credit cards in the freezer to freeze them. Thus, if they feel the impulse to buy using their credit cards, they will have to go through the inconvenience of defrosting their credit cards and end up not using them at all.
Today, this same principle is applied to the process of credit freeze.
Losing a job can be one of the biggest financial crises anyone faces during their lifetime. One day, you’re financially stable and the next you’re unsure you can make next month’s mortgage payment. Getting through an extended period of unemployment can be really difficult if you’re not prepared, so when your employer at the very least offers you aseverancepackage, you need to know how to make the most of it.
When an employee loses a job, usually for a reason out of their control like downsizing, their employer may offer them money or other financial assistance to help them survive until they find a new job. Read more…
Northpointe Bank still offers their top cd rates for their current 3-year certificate of deposit promo that does not charge an early withdrawal fee after the account’s 18th month. The best cd rate of 1.80% APY dropped a bit compared to last month’s cd rates but this remains to be a money in the bank deal for the locals of Michigan.
Look for the Compass CD promo on the bank’s website. To enjoy these highest interest rates, you are required to have at least $5,000 in the bank. This Read more…
Yet another example of financial entwinement between the various western countries is the influence of European budget cuts on US economy. US which is still unable to recover from its own ever present blows of debts and financial setbacks, is struggling against the situation with the help of legal and professional debt relief programs, but cannot help getting affected by the dynamism of financial strategies that Europe employs for its own sake.
Before we get into this weeks round-up, just wanted to remind everyone that we are giving away a copy of The RESP Book so make sure you enter!
< !– google_ad_section_end –> 
Ray is an ex-financial adviser and the founder of Financial Highway. Currently working in the financial industry and working towards completing his Chartered Financial Analyst, CFA, designation.
Still among the highest CD rates in the market today is Pacific Global Bank ’s 5-year CD. This long term certificate of deposit earns 2.75% APY and requires a reasonable $1000 minimum deposit. The cap deposit is also generous at $100,000.
Also competitive are their shorter-termed certificate of deposit deals. Pacific Global Bank’s 4-year CD has a current interest rate of 2.50% APY, while their 3-year CD earns a tempting 2.35% APY. If Read more…