Just because average 36-month CD rates have fallen since the beginning of the year doesn’t mean there aren’t some banks and credit unions ignoring the trend.
We’ve found five institutions whose local deals have remained unchanged in the face of the downward drag on interest rates.
These three banks and two credit unions, which all top the best nationally available deal on our CD Rates Leaderboard, have maintained their 36-month CD rates (or the nearest odd-term rates) since we highlighted their deals earlier this year:
EBSBdirect.com is paying 2.25% APY with a $1,000 minimum deposit. EBSMdirect.com is the online division of East Boston Savings Bank, but this deal can be purchased online only and is available to residents of Connecticut, Maine, Massachusetts, New Hampshire, New Jersey and Rhode Island.
Beacon Credit Union is paying 2.21% APY with a $10,000 minimum deposit on its special 34-month certificates of deposit. This deal is available to those who live or work in one of 18 Indiana counties.
Citadel Federal Credit Union is paying 2.30% with a $500 minimum deposit. This deal is available to those who live or work in one of five Pennsylvania counties.
First Commerce Bank is paying 2.20% APY with a $500 minimum deposit. This New Jersey bank offers its CDs to anyone, but you must purchase the CD in person at one of its two branches.
Cross River Bank is paying 2.50% with a $500 minimum deposit. This New Jersey bank offers its CDs to anyone, but you must purchase the CD in person at its one location.
See how these returns compare with the best CD rates from scores of banks in our extensive database.
Similar Posts:
- East Coast Deal On 13-, 24-Month CD Rates
- CD Rates Fly High At Wings Financial CU
- We Haven’t Forgotten Melrose Credit Union — Or Its Great Nationwide CD Rates
- 1.65% APY for 13-month certificate of deposit with First General Credit Union in Michigan
- Minnesota Deal On Short-Term CD Rates
